Opportunities at Serene Microfinance Limited


Serene Microfinance Limited has been a growing and expanding company since its establishment in providing financial solutions to many individuals and corporates.

Serene Microfinance Ltd exceptionallys tands as good example due to the unique contribution in reaching many categories of customers in Tanzania with micro-loans whose operations are in many parts of Dar es Salaam City and the nearby Regions.


In an effort to stream line operations, Serene Microfinance LTD seeks to recruit qualified Senior Credit Officer and Risk Officer to assist on the Management of Credit Department and Risk by ensuring quality loan portfolio and bringing profits for the company. (Location Dar Es Salaam)

Adverts Date: 07/12/2022 

1. Position: Senior Credit Officer (1)

General Responsibility:

 To ensure that company standard loan application, disbursement and recovery procedures that mitigate all risk involved at each stage and therefore guarantee profitability, are well produced, timely updated and managed.

Required Skills and experiences:

  • Strong attention to details and ability to work under tight deadlines, good judgment and decision- making ability.
  • Strong analytical abilities/skills
  •  Self-confidence and calmness under pressure.
  • Leadership and teamwork skills.
  • Ability to work both independently and as a team
  • Excellent customer service knowledge and ability to impart positive customer relations.
  • Excellent Communication (both written and spoken) in English & Swahili
  • Good understanding of lending procedures.

Educational Qualifications

  • Holder of University Degree or equivalent qualification in Microfinance, Business Administration,
    Banking and Finance or related fields.

Work Experiences;

  • Proven work experience of 3 years in a similar position.
  • Experienced in development of credit growth strategies, Policies and Procedures.
  • Exposure to microfinance desired, Proficiency with Microsoft Excel, Word, and Power Point.

Reporting Relationship: Senior Credit Officer Reporting to General Manager

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 Credit Risk Officer (1)


  • Credit risk officers are responsible for managing the risks that arise from lending Money to Serene
    Customers, analyze the creditworthiness of potential borrowers and decide whether or not to extend them loans.
  • Credit risk officers also are responsible for monitor existing loans to ensure that borrowers continue to meet their obligations under these agreements.

Required Skills:

  • Credit risk officers need to have a strong understanding of financial concepts and practices.
  • Need to be able to read and interpret financial statements, understand the implications of
    different financial strategies and make informed decisions about financial matters.
  • Communication skills: Credit risk officers needs to know how to communicate with a variety of
    individuals and groups, including other members of a company’s leadership team, employees,
    customers, suppliers and regulators.
  • Risk management skills: the ability to identify potential risks and develop strategies to mitigate
  • As a credit risk officer, you may be responsible for developing and implementing a company’s risk management strategy.

Educational Qualifications

  • Holder of University Degree or equivalent qualification in Risk Management, Finance or any
    other related field

Work Experiences

  • Proven work experience of 3 years as Risk Officer in Microfinance or Bank
  • Exposure to microfinance desired, Proficiency with Microsoft Excel, Word, and Power Point.

Reporting Relationship: Credit Risk Officer Reporting to General Manager

Application Deadline;

Kindly submit your application along with Academic Certificates (Photocopies) and detailed CV containing names of three (3) referees with their contacts to the address below in one PDF File not later than 10th December, 2022. All late applications will not be processed.

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Application Address:

All applications should be sent by email and addressed to:

The Human Resource and Administration Manager,
Serene Microfinance Ltd, P.O. Box 33813,
Mikocheni B,
Dar es Salaam.
Email; recruitment@serenemicrofinance.co.tz

Note: only shortlisted candidates would be contacted

“Serene Microfinance is an Equal Employment Opportunity Company. Women are highly encouraged to