Digital Lending Executive at Vodacom
Posting Country: Tanzania, United Republic of
Full Time / Part Time: Full Time
At Vodacom, we’re working hard to build a better future. A more connected, inclusive and sustainable world. As a dynamic global community, it’s our human spirit, together with technology, that empowers us to achieve this.
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We challenge and innovate in order to connect people, businesses, and communities across the world. Delighting our customers and earning their loyalty drive us, and we experiment, learn fast and get it done, together.
With us, you can be truly be yourself and belong, share inspiration, embrace new opportunities, thrive, and make a real difference.
Description
Role purpose:
• Execute the Lending product portfolio as per the strategy aligned.
• Execute and manage Lending products roadmap.
• Stakeholder engagements
• Business intelligence
• Product Compliance
Key accountabilities
• Develop, execute and manage implementation of lending
products adoption strategy. This include creation of tentative business
case and ensuring objectives are meet.
• Drive day to day products initiatives as per the aligned
strategy. This means to ensure customers are well engaged through BTL,
ATL and Digital campaigns with regards to lending products.
• Bring about innovation of new Lending product to fit the market need and drive M-Pesa ambitions on digital lending space.
• Develop strong customer relationship strategy this includes
design and deploy different initiatives to deliver customer growth and
products revenue line growth.
• Develop, engage and execute new strategic partnership with
financial institutions and other stakeholders with regards to lending
products and services.
Key performance indicators
• Growth of services/product uptake by agreed percent.
• Accurate and timely delivery & execution of action plans, initiatives and new products.
• Growth of Lending portfolio as per aligned KIP’s this include both Disbursements and revenue.
Core competencies, knowledge and experience
• Solid influencing and negotiation skills.
• Strong understanding of all aspects of local markets and needs of customer.
• Excellent analytical and logical reasoning skills translated from consumer insights
• Excellent communication skills
• Strong stakeholder management skills
• Ability to anticipate customer, competitor and market dynamics
• Able to challenge the status quo
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Must have technical/professional qualifications:
• 2 Years or more experience working in Digital Lending or
Mobile Money or Banking/Financial Services preferably with experience of
digital financial products
• Bachelor Degree in Commerce, Economics, Financial technology or related fields. Master’s Degree will be adding advantage.
• Strong analytical skills, conceptual thinking, problem solving ability and strong business acumen.
• Build and maintain relationship with key stakeholders in the value chain.
• Strong knowledge of mobile money, Fintech and financial services most preferably Digital Lending.
• Project management knowledge and experience would be advantageous.
• Advanced Microsoft Excel and PowerPoint.
• Knowledgeable with MsQL and Database is a key adding advantage.
Skills
Financial Reporting
GAAP Application
Accounting
Regulations Maintenance
Business Model Impact
Governance and Policy Compliance
Payments/Cash flow Management
Finance Operations and Controls
Incident Response
Service Delivery
Relationship and Stakeholder Management
Cultural awareness
Communication
Business Partnering
Change and Adaptability
Billing
Problem Solving
Not a perfect fit?
Worried that you don’t meet all the desired criteria exactly? At Vodafone we are passionate about Inclusion for All and creating a workplace where everyone can thrive, whatever their personal or professional background. If you’re excited about this role but your experience doesn’t align exactly with every part of the job description, we encourage you to apply as you may be the right candidate for this role or another role, and our recruitment team can help you see how your skills fit in.
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Commitment from Vodacom
Vodacom is committed to attracting, developing and retaining the very best people by offering a flexible, motivating and inclusive workplace in which talent is truly recognized, developed and rewarded. We believe that diversity plays an important role in the success of our business and we are committed to creating an inclusive work environment which respects, values, celebrates and makes the most of people’s individual differences – we are not only multinational but multicultural too. At Vodacom you will have access to our excellent flexible benefits programme that you would expect from any global company.
