Internships and Job opportunities at AccessBank Tanzania Limited


AccessBank Tanzania Limited is offering excellent career development opportunities for experienced and highly motivated professional applicants. In order to support our expansion process, we are looking forward to recruiting a self-motivated and enthusiastic individual to join in our branches across the country as following:

● Provide daily, weekly and monthly recovery progress to line supervisor.
● Negotiate, monitor and report on arrangements made with overdue client on outstanding and write off loans.
● Determine the appropriate recovery action and refer matters to debt collection agency where necessary.
● Analyse the assigned portfolio to see if escalation process has been done in order to allow debt collection to take place.
● Liaise with debt collection agency on assigned debts portfolio to ensure recovery process is finalized.
● Investigate and allocate collaterals of clients and enforce loan repayment through available information.
Minimum Qualification
● Bachelor or an Advanced Diploma holder in any field of study.
● Previous experience on Credit related issues.
● Good knowledge of the legal system, laws regarding recoveries of bad loans and enforcement of security.
● Ability to persist with recovery efforts and effective recovery of outstanding and write off loans.
● A diligent, self-committed, stable, objective and rational person is required.
● Minimum of 1 year of experience in Credit related issues
 JOB TITLE: Recovery Loan Officers (RLO)- (3 Posts)
Job Purpose

Responsible for recovering Micro portfolio, SME and any other assigned portfolio. RLO is a key bank stakeholder in non-performing assets reversal of loan(s) provisions, by managing and enforcing daily collections from outstanding loans in Arrears within his/her portfolio (Outstanding & Written Off) as assigned to him/her. Responsible for witnessing public auctions done by auction companies on the loans assigned to them on daily, weekly and monthly reports. Maintaining constant and open communication with line supervisor(s).

Duties and Responsibilities

● To prepare and send to Recovery Team Leader the daily, weekly and monthly collection plans.
● Prioritizing cases to recovery in his/ her portfolio.
● Project auctions according to notice of default on hand.
● To monitor his/ her portfolio in the Bank’s software i.e. myMBS through repayment monitoring report on daily basis.
● To implement the recovery decisions made by recovery committees for cases assigned to him/her.
● To update overdue statuses and actions done from recovery committees decisions in myABstream for all cases in his/her portfolio.
● To participate in public auctions for properties to be sold in recovery for both active and recovery portfolios.
● Responsible for constant visitations (business place/ home/ collateral’s/ guarantors/ collateral providers) and calling of overdue clients in his / her portfolio
● To organize and conduct confiscations of pledged movable assets from defaulted clients and deposit them in the warehouse.
● Work close with debt collection companies when the need arises at a specific recovery stage(s).
● Providing feedback to the Risk department on the gaps within the bank’s credit process during handovers from active to recovery unit.
● To ensure and enforce recovery procedures are followed in a good practice by all stakeholders in recovery unit.
● To follow up on court cases in his/her portfolio for updates from Legal department.
● To ensure good relationship with all the banks recovery/risk department stakeholders.
● To ensure high standard of customer service to clients in his/ her portfolio all the time.
Knowledge and qualifications:
● Bachelors or an Advanced Diploma holder in any field of study
● Diligent, self-committed, stable, objective and rational person is required
● Very good understanding of the business and the credit cycle.
● Minimum of 1 year of experienced in Business (credit area).
● Strong interpersonal skills
● Computer literacy; Word, Excel, etc.
● Fluent in English and Swahili
Kindly send your application letter and CV by email to:
DO NOT send applications more than once. Interested applicants are encouraged to send their application letter and CV not later than 18th June 2021 

Access Microfinance Bank Tanzania Limited is an equal opportunities employer.